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Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.90%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Your Next Mortgage...starts here:

Mortgage financing done right is something that each and every property owner in Canada deserves. I’m privileged to work with a company and team of mortgage professionals that understands the impact that a mortgage has on the daily lives of our clients. A mortgage is often a “set it and forget it” kind of thing until changes are needed. Your mortgage is your silent partner that makes the dream of home ownership possible for you and for 100’s of thousands of Canadians each year.

A mortgage done right, is one that works for you in the background. A mortgage is a tool designed to help you achieve your home ownership dreams, invest in rental properties, purchase that home away from home or improve your overall financial health. A tool used correctly will lead to incredible results....a tool used incorrectly can do the opposite.

My passion is working with my clients to help them find the best mortgage product that fits their needs and puts them in the best position possible. Its not about picking 1 out of the 5 mortgage options at “Bank A”. Its about looking at the different lenders, knowing their products, the fine print, the restrictions, limitations, and the flexibility they provide. Then using that knowledge to deep dive into your financial position, your future plans and goals, to identify not only the right lender, but also the right mortgage product.

Its about putting you first...its about making your mortgage work for you.

For more information about how I can help you with your next mortgage, please connect with me any time,

Sincerely,

Nathan Lawrence

My husband and I have used Nathan for a number of our mortgages now. He is thoughtful and asks good questions to determine our goals. Each time the process has been quick, helpful and we will use him on our next rental property purchase.

Shelby C. – Thunder Bay, Ontario

Thank you to Nathan Lawrence and his team at DLC Mortgage Excellence for making our first time home buying experience simple and easy!

Kaitlin – Thunder Bay, Ontario

My husband and I used Nathan twice now for mortgages. Getting the best value for our mortgage was always important but Nathan also helped us strategize and maximize our rental unit to help pay for the renovations on our dream fixer upper. He was able to understand what our needs and wants were and help us attain them all within a realistic and manageable budget.

Shelby C. – Thunder Bay, Ontario

Shelby

I’ve had the pleasure of working with Nathan to secure financing on a number of properties. Nathan is a true professional in every sense of the word. He takes the time to fully explain everything and answer any questions there may be. Nathan has earned my trust – I’d never go anywhere else for a mortgage or refinancing. I’m proud to give him my absolute highest recommendation as both a quality person and excellent mortgage broker here in Thunder Bay.

Jeffrey H. – Thunder Bay, Ontario

Jeff

Nathan helped us with our very first home purchase. He was very professional and explained all the steps of mortgage financing to us so that we were able to understand everything.

Brianna M – Thunder Bay, Ontario

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Nathan Lawrence

Mortgage Broker & Lease Agent

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